Business Banking


The right business checking account minimizes your costs and maximizes your time. With Marine Bank, you will enjoy a convenient branch network, maintain secure online account access, and have peace of mind knowing that we are constantly watching out for your bottom line. We work as your partner to help your business grow and prosper. We're attuned to your needs, and we're here to really listen, to get involved, and to help.

For more information about our Business Account services, please call us at 800-811-4190 or e-mail us.

Business Checking Accounts


Small Business


Interest Bearing

Opening Balance

$100 $100 $100
Monthly Fee $0 $15 $7.50

Balance to Avoid Fee

N/A $15,000 $7,500
Free Items/Month 200 400 100
Charge per Item After $0.35 $0.35 $0.45
Earns Interest? No No Yes





Commercial Sweep

Opening Balance

$100 $100 $100
Monthly Fee $0 $10 $30

Balance to Avoid Fee

N/A Analyzed Analyzed
Free Items/Month 500 Analyzed Analyzed
Charge per Item After $0.35 Analyzed Analyzed
Earns Interest? No No Yes

IOLTA Accounts

Interest on Lawyer Trust Accounts (IOLTAs) are limited to attorneys and law firms that maintain escrow funds for multiple clients. Marine Bank offers IOLTA checking accounts. All IOLTA funds are pooled, and the interest earned, less any permitted service fees, is used by the State of Illinois to fund legal expenses for residents who cannot afford them and other justice-related projects taken on by the state IOLTA board. Our IOLTAs feature:

  • No minimum balance
  • No monthly fee
  • Unlimited free monthly transactions

Required Account Opening Documents

  • Employer Identification Number (EIN) or Taxpayer Identification Number (TIN). Sole proprietors may use their Social Security Number.
  • Articles of Incorporation, Articles of Organization, charter, or a similar legal document showing when your company was formed. Sole proprietors need an Assumed Name (Doing Business As) Certificate from their county. Business partners need a partnership agreement listing the name of the partnership and all partners.
  • A government-issued photo ID and Social Security Number for anyone authorized to sign checks or conduct transactions on behalf of the organization.

In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Federal Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account relationship with our institution. Restricted transactions are those in which a person accepts credit, funds, instruments, or other proceeds from another person in connection with unlawful Internet gambling.