Business Banking


A business savings account is an easy way to prepare for unexpected expenses, set aside tax payments, or retain earnings. You'll earn interest on you balances while maintaining full access to your funds.

For more information about our Business Account services, please call us at 217-726-0602 or e-mail us.

Business Savings Accounts

The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.



Money Market

Opening Balance

$100 $10,000
Monthly Fee $5 $10

Balance to Avoid Fee

$500 $10,000
Free Withdrawals per Month 6 6
Charge per Withdrawal After $1.00 $1.00
Interest Rate/Annual Percentage Yield 0.10% / 0.10%

0.10% / 0.10%
$0 to $9,999.99


0.15% / 0.15%
$10,000 to $49,999.99

    0.20% / 0.20%
$50,000 to $99,999.99

0.20% / 0.20%
$100,000 & up

Required Account Opening Documents

  • Employer Identification Number (EIN) or Taxpayer Identification Number (TIN). Sole proprietors may use their Social Security Number.
  • Articles of Incorporation, Articles of Organization, charter, or a similar legal document showing when your company was formed. Sole proprietors need an Assumed Name (Doing Business As) Certificate from their county. Business partners need a partnership agreement listing the name of the partnership and all partners.
  • A government-issued photo ID and Social Security Number for anyone authorized to sign checks or conduct transactions on behalf of the organization.

In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Federal Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account relationship with our institution. Restricted transactions are those in which a person accepts credit, funds, instruments, or other proceeds from another person in connection with unlawful Internet gambling.