Personal Banking


Personal Checking Accounts

Enter your zip code to see the types of accounts available in your area.

Switch Kit

Switching your checking account has never been easier. Open and print this form, fill in the information, and bring it with you when you open your new account. Our friendly personal bankers will do the rest.

PDF Document Download the "Switch Kit" application form
(requires Adobe Reader)

Overdraft Privilege

This convenient program is for eligible personal and business checking accounts. Rather than returning as unpaid any non-sufficient fund items, Marine Bank will consider payment of reasonable overdrafts as long as your account is in good standing. This way you'll avoid the embarrassment, imposition, and additional retail expense of overdrafts. And, there are no additional documents to complete. Marine's typical non-sufficient funds charges will apply, as well as some restrictions.

Your personal banker will provide more information about our Overdraft Privilege program.

PDF Document Read more about Overdraft Privilege.
(requires Adobe Reader)

Combined Statement

To help simplify your record keeping, you can combine an unlimited amount of savings account information with your checking account in one monthly statement. To switch to a combined statement, simply visit a Personal Banker or call our Customer Help Desk at (217)726-0660.

Electronic Statement

Simplify your record keeping by choosing to access your statements online. Electronic statements are securely stored on our server and accessed at your convenience via your online banking user name and password. We’ll e-mail you each time a new statement is available for viewing. You can download e-statements at any time.

Besides saving trees by reducing paper use, e-statements also eliminate the risk of having your personal bank account information stolen from your mailbox.

Marine Bank ATM Card

With a Marine Bank ATM card you can withdraw cash, make deposits, transfer funds or inquire about balances from multiple checking or saving accounts 24 hours a day. As a Marine Bank ATM cardholder, you'll also enjoy free transactions at any of our ATMs.

PDF Document Download the form to get your Marine Bank ATM Card
(requires Adobe Reader)

Marine Bank VISA® Debit Card

Marine Bank's Debit Card offers the convenience of ATM banking with the versatility of writing a check. The VISA® Debit Card allows you to make purchases everywhere the VISA® Debit Card is accepted with funds automatically deducted from your checking account. With the Marine Bank VISA® Debit Card, you'll never have to worry about carrying cash or hassle with showing multiple IDs again.

PDF Document Download the form to get your Marine Bank VISA® Debit Card
(requires Adobe Reader)

Common Cents Debit Card

If you have a Marine Bank debit card and a savings account, we can help you save money without even thinking about it! Once you enroll in our Common Cents program, every time you use your debit card, we'll round up your purchase to the next dollar and transfer the difference from your checking account to your savings account. There’s never been an easier way to save. Adding the Common Cents savings feature to your debit card is absolutely free.

How to Enroll

New customers will need to visit any Marine Bank Branch to open checking and savings accounts and enroll in the Common Cents program. Existing checking/savings customers may enroll in the program in any of the following ways.

PDF Document Download the form to enroll in our Common Cents program
(requires Adobe Reader)

By Mail

Mail the above form to:
Marine Bank Customer Help Desk
3050 Wabash Avenue
Springfield, IL 62704

By Phone

Call our Customer Help Desk at 217-726-0660, Monday through Friday from 8 a.m. to 6 p.m. and Saturday from 8 a.m. to noon.

By Online Live Chat

Click here to be connected with our live online chat between 8 a.m. and 5 p.m. Monday through Friday.