Privacy Policy

Revised March 2012

FACTS: What does Marine Bank do with your personal information?

At Marine Bank, trust and confidentiality are integral components of each customer relationship. Marine Bank honors that trust by handling your accounts and the information you share with us with great care. We believe your privacy should not be compromised.

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and mortgage rates and payments
  • checking account information and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share consumers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers' personal information; the reasons Marine Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Marine Bank share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes - to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes - information about your creditworthiness
No
We don't share
For our affiliates to market to you
No
We don't share
For nonaffiliates to market to you
No
We don't share

Questions?
Call us at (217)726-0660.

Who we are
Who is providing this notice?
Marine Bank

What we do
How does Marine Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Marine Bank collect my personal information?
We collect your personal information, for example, when you

  • open an account or provide account information
  • provide your mortgage information or apply for a loan
  • use your credit or debit card

We also collect your personal information from others such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include other financial institutions and nonfinancial companies such as title companies.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Marine Bank does not share with nonaffiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Marine Bank does not jointly market.

Other important information
Illinois law requires us to obtain your express opt-in to information sharing for marketing purposes other than for us to market our own products and services to you. Therefore, before we share your information with a third party, except as permitted by law, we will obtain your permission.