Note: Our rates are accurate as of May 1, 2008 but are subject to change. Current customers may be eligible for special rates.
Certificate of Deposit Rates
A penalty may be imposed for early withdrawal.
CD
Type |
Min.
Balance |
Interest
Rate |
APY |
30 Day |
$1,000 |
1.30% |
1.30% |
91 Day |
$1,000 |
1.49% |
1.50% |
6 Month |
$1,000 |
2.14% |
2.15% |
12 Month |
$1,000 |
2.34% |
2.35% |
18 Month |
$1,000 |
2.38% |
2.40% |
24 Month |
$1,000 |
2.43% |
2.45% |
30 Month |
$1,000 |
2.63% |
2.65% |
36 Month |
$1,000 |
2.73% |
2.75% |
48 Month |
$1,000 |
2.97% |
3.00% |
60 Month |
$1,000 |
3.22% |
3.25% |
Money Market Rates
The interest rate and annual percentage yield may change after account opening.
Account
Type |
Daily
Balance |
Interest
Rate |
APY |
Variable Rate Passbook |
$100,000 & Up |
1.54% |
1.55% |
Variable Rate Passbook |
$50,000.00 - $99,999.99 |
1.04% |
1.05% |
Variable Rate Passbook |
$10,000.00 - $49,999.00 |
0.55% |
0.55% |
Variable Rate Passbook* |
$0 - $9,999.00 |
0.50% |
0.50% |
Variable Rate Checking |
$2,500 |
0.55% |
0.55% |
* Balances below $10,000.00 will be subject to a $10.00 monthly charge.
NOW Account Rates
The interest rate and annual percentage yield may change after account opening.
Account
Type |
Daily
Balance |
Interest
Rate |
APY |
Hi-Yield NOW |
$25,000 & Up |
0.55% |
0.55% |
Hi-Yield NOW |
$0 - $24,999.99 |
0.50% |
0.50% |
NOW |
$1,500 |
0.50% |
0.50% |
Other Account Rates
The interest rate and annual percentage yield may change after account opening.
Account
Type |
Min.
Balance |
Interest
Rate |
APY |
Advantage/Mariner Checking |
$100* |
0.50% |
0.50% |
Regular Savings |
$100** |
0.50% |
0.50% |
Holiday Savings Account |
$1** |
0.75% |
0.75% |
* $100 to open account, no minimum balance required thereafter.
** Daily balance. The amount of principal in the account each day. |
