8 Tips to Make the Most Out of Your Checking Account

5/25/2022 Marine Bank


It’s easy to do the bare minimum with your checking. By just putting money in then taking money out, you may be missing out on some great benefits or even earning cash back! Use these tips to get your financial future on the right journey.


Set up direct deposit

Setting up direct deposit is quick to do, plus it’s the easiest way to get the most out of your checking account! Direct deposit is a safe way to deposit money into your account automatically. Most employers already offer this convenience, so simply ask your employer on how you can get set up. And of course, you can still stop by and see us or use our mobile app  to deposit funds!


Sign up for digital banking

Bank when and where it's most convenient for you. Our Digital Banking offers you the ability to budget as well as track and monitor your accounts safely and quickly from nearly anywhere. By banking online you can quickly turn your debit card on or off[EB1] , pay bills, transfer money, track spending, set alerts and travel flags, and manage your accounts from almost anywhere—you can use digital banking tools to manage your accounts when, where and how it best fits your lifestyle.


Take advantage of your debit card

With a Marine Bank debit card, you can access your checking account conveniently and securely, without the hassle of cash or checks. Debit cards are accepted at millions of locations worldwide, including online merchants, and they even work with digital wallets such as ApplePay or GooglePay. Debit cards also offer security if your card is lost or stolen or if fraudulent purchases occur.

 

Move money between accounts

If you have a checking and savings account at Marine Bank, it’s easy to transfer money between your accounts! Stop by the branch, give us a call or the quickest way, use our digital banking platform.  If you’re working toward a savings goal, like a new car or downpayment on a house, make it even easier by setting up automatic transfers to your savings account! Learn more about ways to grow your savings with our Common Cents program

 

Take advantage of alerts

If you’re enrolled in online banking, you can create your own SMS text message or email alerts to get custom updates on many items. You can get alerts on low balances, account activity, and security. Whatever you want to keep an eye on, you can set up an alert.

 

Set up automatic payments

No more checks to write, envelopes to find, or stamps to buy. Setting up automatic payments for recurring bills can help ensure you pay your bills on time with no hassles. Set up your bill amount, when you want it to be paid and we’ll pay it. If you currently use Marine Bank’s digital banking, you can find all money movement activity including transfers, payments, and bill pay in the “Move Money” section of the menu.

 

Know how you’re protected

Marine Bank offers many security features, such as chip technology, purchase alerts and the ability to turn your debit card on or off through the mobile app to help protect you if your debit card is lost or stolen. Read our blog to learn more ways to protect your debit and what to do if you have suspicious activity.

 

Earn Perks

Enjoy a premium account that comes with benefits and savings on your everyday purchases! MarinePerks includes premium benefits such as cash back opportunities, identity theft protection services, discounts and deals to restaurants and retailers, first-class travel services and more savings opportunities. It’s time to make the most out of your money. Learn more about MarinePerks and upgrade today!

 

Did you find a benefit that you forgot or didn’t know you had access to? Your checking account is the hub through which you control your finances and monitor your financial health. Understanding how to use a checking account effectively will protect your money and make it easier to meet your savings goals.