Required Documents for the Mortgage Application

There are a lot of things to remember as you go through the home buying process, including documents you'll need. That's why we've made a list of documents you'll want to gather for your home loan application.

  • Copy of driver’s license or state ID
  • Past 30 days paystubs
  • If retired, copy of current income sources such as Social Security Awards letter and pension statements for the current year and/or 1099s that may be with the tax returns
  • Past 2 years Federal Tax Returns along with W-2s
  • Past 2 months bank statements for checking and savings (all pages of the statements)

Other documents that may be requested, if applicable:

  • Copy of court ordered documents such as divorce decree, showing required child support income or payments
  • Bankruptcy papers
  • VA Certificate of Eligibility or DD-214
  • VA Disability income documentation

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