Individual Retirement Accounts

Start saving for your retirement now while receiving tax savings on your contributions and earnings. 

Traditional IRAs

Annual contributions are tax deductible and will grow tax deferred until you begin withdrawing them at retirement. There are income limits on participation.

Roth IRAs

Contributions are made on an after-tax basis. Earnings grow tax free if held for at least five years and maintained until age 59½. Earnings maintain their tax-free status if funds are distributed to an owner who is disabled, to a beneficiary, or for the purchase of a first home (up to $10,000). There are income limits on participation.

If you'd like to open an Individual Retirement Account, please visit any of our branch locations or give us a call at 217-726-0660


If you have questions or need assistance,
we are happy to assist you. Please use
our online chat or call our Help Desk Team
at (217) 726-0660.

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