Mortgage Rates Champaign-Urbana

Here are the current mortgage rates for Champaign, Illinois.

Conventional Mortgage

TermRateAPR Monthly Payment
30 Year5.125 % 5.230% $544.49
20 Year4.875 % 5.016% $653.07
15 Year4.750 % 4.929% $777.84
10 Year4.625 % 4.881% $1042.43

Selected Rates current as of 8/10/2022, for approved customers.

FHA

TermRateAPR Monthly Payment
30 Year4.625 % 5.766% $523.13

Selected Rates current as of 8/10/2022, for approved customers.

VA

TermRateAPR Monthly Payment
30 Year4.625 % 4.854% $525.96

To talk to a lender about a mortgage call 1-800-811-4190

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Our rates are accurate as of 8/10/2022 but are subject to change without notice. Rates and APR calculations for 30-, 20-, 15- and 10-year loans are based on a loan of $100,000 with a maximum LTV of 75%. Rate and APR calculations for FHA loans are based on a loan of $100,000 with a maximum LTV of 96.5%. Rate and APR calculations for VA loans are based on a loan of $100,000 with a maximum LTV of 100%. Rate and APR calculations for Rural Development loans are based on a loan of $100,000 with a maximum LTV of 100%. Rates may vary based on credit score, loan purpose and loan-to-value ratio.

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Selected Rates current as of 8/10/2022, for approved customers.