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Should you buy or keep renting?

We’re with you!

It's a great time to buy because right now, qualified buyers can get up to $6,000 in down payment and closing cost assistance through the Down Payment Plus grant.

Whether you're a first time home buyer, renter or looking for your next home, you may benefit from the Down Payment Plus grant. The assistance is offered in the form of a forgivable grant paid on behalf of the borrower at the time of the closing. The grant can be used for down payment, closing costs or rehab costs. The amount of the grant available varies yearly and is distributed on a first-come, first-served basis until the funds are exhausted.

Learn more about this grant, plus get a free Home Buying e-guide to help you get started on the right foot in your home buying process. 

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Should you rent or buy? Here are questions to ask yourself to determine if you're ready to buy a home:

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1. Am I financially prepared?

Are you prepared for the financial responsibilities that go along with home ownership?

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2. Am I staying for a while?

If you plan to stay more than four years, buying a home might be worth it. 

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3. Am I wasting money on rent?

Renting versus buying isn’t always comparing apples to apples.

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If you have questions about buying a home,
we are happy to talk with you. Please call
us at 217-726-0267. woman and man at desk meeting with professional man