2020 DPP Grant

Get up to $6,000 in down payment and closing cost assistance

If you have a steady income and good credit, you may be able to buy a home with help from the Down Payment Plus Program. Funds from this grant are distributed on a first-come, first-served basis and applicants who stay in their home for at least five years are not required to repay the grant money. 


Let's Talk!

Contact one of our knowledgeable lenders to learn more about this grant, plus get a free Home Buying e-guide to help you get started on the right foot in your home buying process. 

Champaign Mortgage Lender Shay Moore

Shay Moore
Contact Shay
NMLS ID 780834

Champaing Mortgage Lender Jessica Woolcott

Jessica Woolcott
Contact Jessica
NMLS ID 1687112

Not looking for anyone specific? We will find the right lender for you.

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Down Payment Plus Grant Requirements 



Participants must: 

Contribute at least $1,000-2,000 of personal funds

Attend  home-ownership counseling

Live in the home as a primary residence

Meet the minimum credit score requirements


Current Income Limits (per household): 

Champaign, Ford and Piatt Counties

1 Person     $46,850
2 People     $53,550
3 People     $60,250
4 People     $66,900
5 People     $72,300
6 People     $77,650
7 People     $83,000
8 People     $88,350

Vermillion County

1 Person     $37,950
2 People     $43,350
3 People     $48,750
4 People     $54,150
5 People     $58,500
6 People     $62,850
7 People     $67,150
8 People     $71,500

 Download Down Payment Plus Grant Flyer


Here's what you can do now to make buying your home easier

handshake icon1. Find a Mortgage Lender

One of our trusted lenders will help you find the best options for your needs.

lightbulb question mark inside icon2. Ask Questions

If you don't understand mortgage terms or processes, ask for more information.

hand holding percentage sign icon3. Get Pre-qualified

Spend time looking at houses that fit within your budget.

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We are happy to talk with you!

Our Mortgage Loan Team is ready to help make your home-buying process as easy as possible.

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