Get up to $6,000 in down payment and closing cost assistance
If you have a steady income and good credit, you may be able to buy a home with help from the Down Payment Plus Program. Funds from this grant are distributed on a first-come, first-served basis and applicants who stay in their home for at least five years are not required to repay the grant money.
Contact one of our knowledgeable lenders to learn more about this grant, plus get a free Home Buying e-guide to help you get started on the right foot in your home-buying process.
Down Payment Plus Grant Requirements
Contribute at least $1,000 of personal funds
Attend home-ownership counseling
Live in the home as a primary residence
Meet the minimum credit score requirements
Current Income Limits (per household):
Champaign, Ford and Piatt Counties
1 Person $48,400
2 People $55,300
3 People $62,200
4 People $69,100
5 People $74,650
6 People $80,200
7 People $85,700
8 People $91,250
1 Person $38,050
2 People $43,450
3 People $48,900
4 People $54,300
5 People $58,650
6 People $63,000
7 People $67,350
8 People $71,700
Download Down Payment Plus Grant Flyer
Here's what you can do now to make buying your home easier
1. Find a Mortgage Lender
One of our trusted lenders will help you find the best options for your needs.
2. Ask Questions
If you don't understand mortgage terms or processes, ask for more information.
3. Get Pre-qualified
Spend time looking at houses that fit within your budget.
We are happy to talk with you!
Our Mortgage Loan Team is ready to help make your home-buying process as easy as possible.