Flexible Loans


Flexible Loans

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Flexible adjustable-rate loans come with an "adjustable" interest rate that may fluctuate either up or down over the life of the home loan. Typically, this type of loan is a fixed amount for anywhere from 3-10 years and following that, the loan may differ in amount from year to year. 

If you're looking for a home that you will not live in for a long period of time, this loan may be a good option for you. Other requirements include that a home-buyer has a solid and established credit history and that they are able to pay at least 5% on a down payment.

Benefits Include:

  • A lower monthly payment at the start of the loan
  • The lowest short-term rate options for qualified buyers

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