Mortgage Rates Champaign-Urbana

Here are the current mortgage rates for Champaign, Illinois.

Conventional Mortgage

TermRateAPR Monthly Payment
30 Year6.875 % 6.992% $656.93
20 Year6.625 % 6.776% $752.95
15 Year6.375 % 6.563% $864.25
10 Year6.125 % 6.388% $1116.49

Selected Rates current as of 5/31/2023, for approved customers.

FHA

TermRateAPR Monthly Payment
30 Year6.750 % 7.931% $663.52

Selected Rates current as of 5/31/2023, for approved customers.

VA

TermRateAPR Monthly Payment
30 Year6.750 % 7.027% $663.52

To talk to a lender about a mortgage call 1-800-811-4190

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Our rates are accurate as of 5/31/2023 but are subject to change without notice. Rates and APR calculations for 30-, 20-, 15- and 10-year loans are based on a loan of $100,000 with a maximum LTV of 75%. Rate and APR calculations for FHA loans are based on a loan of $100,000 with a maximum LTV of 96.5%. Rate and APR calculations for VA loans are based on a loan of $100,000 with a maximum LTV of 100%. Rate and APR calculations for Rural Development loans are based on a loan of $100,000 with a maximum LTV of 100%. Rates may vary based on credit score, loan purpose and loan-to-value ratio.

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Selected Rates current as of 5/31/2023, for approved customers.