Current Rates

Here are the current mortgage rates for Champaign, Illinois.

Conventional Mortgage

TermRateAPR Monthly Payment
30 Year3.750 % 3.847% $463.12
20 Year3.375 % 3.509% $573.56
15 Year2.875 % 3.045% $684.59
10 Year2.625 % 2.872% $948.39

Selected Rates current as of 1/21/2022, for approved customers.

FHA

TermRateAPR Monthly Payment
30 Year3.375 % 4.495% $449.83

Selected Rates current as of 1/21/2022, for approved customers.

VA

TermRateAPR Monthly Payment
30 Year3.375 % 3.588% $452.26

To talk to a lender about a mortgage call 1-800-811-4190

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Our rates are accurate as of 1/23/2022 but are subject to change without notice. Rates and APR calculations for 30-, 20-, 15- and 10-year loans are based on a loan of $100,000 with a maximum LTV of 75%. Rate and APR calculations for FHA loans are based on a loan of $100,000 with a maximum LTV of 96.5%. Rate and APR calculations for VA loans are based on a loan of $100,000 with a maximum LTV of 100%. Rate and APR calculations for Rural Development loans are based on a loan of $100,000 with a maximum LTV of 100%. Rates may vary based on credit score, loan purpose and loan-to-value ratio.

Click here for details on closing costs.

Selected Rates current as of 1/21/2022, for approved customers.