Mortgage Rates

Here are the current mortgage rates in Springfield, IL.

Conventional Mortgage

TermRateAPR Monthly Payment
30 Year5.375 % 5.482% $559.97
20 Year5.000 % 5.142% $659.96
15 Year4.625 % 4.804% $771.40
10 Year4.500 % 4.756% $1036.38

Selected Rates current as of 7/1/2022, for approved customers.

FHA

TermRateAPR Monthly Payment
30 Year5.000 % 6.147% $546.21

Selected Rates current as of 7/1/2022, for approved customers.

VA

TermRateAPR Monthly Payment
30 Year5.000 % 5.234% $549.17

To talk to a lender about a mortgage call 1-800-811-4190

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Our rates are accurate as of 7/2/2022 but are subject to change without notice. Rates and APR calculations for 30-, 20-, 15- and 10-year loans are based on a loan of $100,000 with a maximum LTV of 75%. Rate and APR calculations for FHA loans are based on a loan of $100,000 with a maximum LTV of 96.5%. Rate and APR calculations for VA loans are based on a loan of $100,000 with a maximum LTV of 100%. Rate and APR calculations for Rural Development loans are based on a loan of $100,000 with a maximum LTV of 100%. Rates may vary based on credit score, loan purpose and loan-to-value ratio.

Click here for details on closing costs.

Selected Rates current as of 7/1/2022, for approved customers.