Mortgage Rates

Here are the current mortgage rates in Springfield, IL.

Conventional Mortgage

TermRateAPR Monthly Payment
30 Year3.750 % 3.847% $463.12
20 Year3.375 % 3.509% $573.56
15 Year3.000 % 3.171% $690.58
10 Year2.750 % 2.998% $954.11

Selected Rates current as of 1/28/2022, for approved customers.

FHA

TermRateAPR Monthly Payment
30 Year3.250 % 4.368% $442.82

Selected Rates current as of 1/28/2022, for approved customers.

VA

TermRateAPR Monthly Payment
30 Year3.250 % 3.461% $445.22

To talk to a lender about a mortgage call 1-800-811-4190

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Our rates are accurate as of 1/28/2022 but are subject to change without notice. Rates and APR calculations for 30-, 20-, 15- and 10-year loans are based on a loan of $100,000 with a maximum LTV of 75%. Rate and APR calculations for FHA loans are based on a loan of $100,000 with a maximum LTV of 96.5%. Rate and APR calculations for VA loans are based on a loan of $100,000 with a maximum LTV of 100%. Rate and APR calculations for Rural Development loans are based on a loan of $100,000 with a maximum LTV of 100%. Rates may vary based on credit score, loan purpose and loan-to-value ratio.

Click here for details on closing costs.

Selected Rates current as of 1/28/2022, for approved customers.