Mortgage Rates

Here are the current mortgage rates in Springfield, IL.

Conventional Mortgage

TermRateAPR Monthly Payment
30 Year2.875 % 2.951% $414.89
20 Year2.500 % 2.606% $529.90
15 Year2.125 % 2.262% $649.28
10 Year2.000 % 2.200% $920.13

Selected Rates current as of 9/17/2021, for approved customers.

FHA

TermRateAPR Monthly Payment
30 Year2.500 % 3.586% $402.04

Selected Rates current as of 9/17/2021, for approved customers.

VA

TermRateAPR Monthly Payment
30 Year2.500 % 2.702% $404.21

To talk to a lender about a mortgage call 1-800-811-4190

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Our rates are accurate as of 9/18/2021 but are subject to change without notice. Rates and APR calculations for 30-, 20-, 15- and 10-year loans are based on a loan of $100,000 with a maximum LTV of 75%. Rate and APR calculations for FHA loans are based on a loan of $100,000 with a maximum LTV of 96.5%. Rate and APR calculations for VA loans are based on a loan of $100,000 with a maximum LTV of 100%. Rate and APR calculations for Rural Development loans are based on a loan of $100,000 with a maximum LTV of 100%. Rates may vary based on credit score, loan purpose and loan-to-value ratio.

Click here for details on closing costs.

Selected Rates current as of 9/17/2021, for approved customers.