Deposit Rates
Here are the deposit rates in Springfield, IL.
Certificate of Deposit Rates
Our interest rates and Annual Percentage Yields (APY's) are accurate as of 7/3/2022 but are subject to change.
Penalty may be imposed for early withdrawal.
| Term | Min Balance | Rate | APY |
|---|
| 30 day | $1,000 | 0.100 % | 0.100 % |
| 91 Day | $1,000 | 0.100 % | 0.100 % |
| 6 Month | $1,000 | 0.150 % | 0.150 % |
| 12 Month | $1,000 | 0.200 % | 0.200 % |
| 18 Month | $1,000 | 0.250 % | 0.250 % |
| 24 Month | $1,000 | 0.300 % | 0.300 % |
| 36 Month | $1,000 | 0.350 % | 0.350 % |
| 48 Month | $1,000 | 0.400 % | 0.400 % |
| 60 Month | $1,000 | 0.450 % | 0.450 % |
Selected Rates current as of 7/1/2022, for approved customers.
Other Account Rates
The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
| Account Type | Min. Opening Deposit | Min. Daily Balance | Rate | APY |
|---|
| MarinePerks / Marine PerksPLUS | $100 | None | 0.050 % | 0.050 % |
| Mariner PerksPLUS / Mariner Checking | $100 | None | 0.050 % | 0.050 % |
| Regular Savings | $100 | None | 0.050 % | 0.050 % |
| Holiday / Summer Savings Accounts | $1 | $1 | 0.050 % | 0.050 % |
| Health Savings Account | None | None | 0.050 % | 0.050 % |
Selected Rates current as of 7/1/2022, for approved customers.
Money Market Rates
The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
| Account Type | Min. Opening Deposit | Min. Daily Balance | Rate | APY |
|---|
| Variable Rate Passbook | $10,000 | $100,000 & Up | 0.100 % | 0.100 % |
| Variable Rate Passbook | $10,000 | $50,000.00 - $99,999.99 | 0.100 % | 0.100 % |
| Variable Rate Passbook | $10,000 | $10,000.00 - $49,999.99 | 0.100 % | 0.100 % |
| Variable Rate Passbook | $10,000 | $0 - $9,999.99 | 0.050 % | 0.050 % |
Selected Rates current as of 7/1/2022, for approved customers.
NOW Account Rates
The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
| Account Type | Min. Opening Deposit | Min. Daily Balance | Rate | APY |
|---|
| NOW | $1,500 | None | 0.050 % | 0.050 % |
Selected Rates current as of 7/1/2022, for approved customers.
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