Start saving for your retirement now while receiving tax savings on your contributions and earnings. 

Traditional IRAs

Annual contributions are tax-deductible and will grow tax-deferred until you begin withdrawing them at retirement. There are income limits on participation.

Roth IRAs

Contributions are made on an after-tax basis. Earnings grow tax-free if held for at least five years and maintained until age 59½. Earnings maintain their tax-free status if funds are distributed to an owner who is disabled, to a beneficiary, or for the purchase of a first home (up to $10,000). There are income limits on participation.

If you'd like to open an Individual Retirement Account, please visit any of our branch locations or give us a call at 217-726-0660.



Your financial future

Take the worry out of wealth and start planning for tomorrow, today.

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Personal Checking

Find an account that fits your lifestyle and needs.

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How can we help?

Our Personal Banking Team is ready to assist with your banking needs.

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