Our Investment Philosophy
We don’t measure our success by comparing our results to common indexes such as the S & P 500. If the overall market is down 14 percent, we won’t be satisfied with a loss of 12 percent in our clients’ accounts. Our annual return goals are absolute – not relative. Consistent, solidly positive performance is our imperative. We aim to provide you with a rate of return that outpaces inflation, taxes and fees.
Just as we manage each client account individually, we also manage each of our investment selections individually. We strongly prefer to invest in individual stocks rather than mutual funds. Marine Bank Trust and Investment Philosophy focuses on earning a positive rate of return in both bull and bear markets so that you can benefit from the multiplying effect of compound earnings.
Investments are subject to risk, including loss of principal. Investments are not deposits of or guaranteed by Marine Bank, and are not insured by the FDIC.